Online fraud and financial crimes conducted through information technology are treated very seriously in Saudi Arabia. Article 4 of the Anti-Cyber Crime Law covers cybercrimes that involve accessing financial systems or data without authorization, carrying penalties of up to three years in prison and fines of up to two million riyals. Crimes that directly cause financial harm or involve the theft of personal financial information attract higher penalties.
If the fraud is carried out as part of an organized criminal network, or if the offender holds a position of public trust (such as a government or corporate role), Article 8 mandates that the punishment cannot fall below half the maximum — meaning a guaranteed minimum sentence applies. Additionally, under Article 13, any equipment, software, or financial proceeds linked to the crime may be confiscated by the court.
Expats who fall victim to online fraud in Saudi Arabia should report it promptly to the Bureau of Investigation and Public Prosecution (Article 15), which has jurisdiction over cybercrime cases. Those accused of involvement in such schemes — even unwittingly, for example by forwarding fraudulent messages — should seek immediate legal counsel, as Article 9 also punishes those who assist or collaborate in cybercrime.
This is general legal information, not legal advice. For advice on your specific situation, consult a lawyer licensed in Saudi Arabia.